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10 Holly St Watertown — Photo 1 of 7

10 Holly St Watertown — Photo 1 of 7

$987,000

Investment Analysis — 10 Holly St

Watertown, MA 02472

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 02472 carries an estimated $4,250/mo in gross rent — about a 3.01% cap rate and $29,688/yr in estimated NOI at the $987,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

1.5

SqFt

2,070

Style

Single Family

Built

1920

A rare Queen Anne Victorian ready for you to make your own. Its classic lines, period details, and striking architectural presence immediately draw you in. The first floor offers a natural flow across the living, dining, and kitchen areas, opening seamlessly to the outdoors where an in-ground pool and spacious patios create an ideal setting for summer fun, gatherings, and BBQs. The 2-car garage adds versatility, easily transforming into an indoor entertainment zone with space for serving, seating, and watching the action by the pool. Upstairs, the second-floor features three well-proportioned bedrooms. The third floor unfolds into a dramatic, fully open space—turret, dormers, skylights, and all—once used as an artist’s studio and now serving as a fourth bedroom. This unique level is ready for your personal vision and lifestyle. The generous lot provides room for gardening and outdoor enjoyment. Come see it and imagine the possibilities.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,070 sq ft principal dwelling). Lot size: 7,517 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price--
Annual Taxes$9,072

Parking

Garage2
Off-Street8

Interior Specifications

Total Rooms7
FireplacesNone
FlooringTile, Carpet, Hardwood, Flooring - Hardwood, Flooring - Wall to Wall Carpet
BasementFull, Interior Entry, Bulkhead, Unfinished

Climate & Utilities

HeatingHot Water, Natural Gas
CoolingWindow Unit(s)
WaterPublic
SewerPublic Sewer

Building & Exterior

Construction--
RoofShingle
FoundationStone
ZoningT

Property & Lot

Acres0.17
SqFt Lot7,517
Lot FeaturesLevel

Amenities & Appliances

Gas Water Heater • Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Medical Facility • Private School • Public School • University

Geography

Floorplan Breakdown

Structural Layout

Third
Bedroom 4
Second
Primary BedroomBedroom 2Bedroom 3Bathroom 2
First
Living RoomDining RoomKitchenBathroom 1
Living Room
Lvl First

Ceiling Fan(s), Closet, Flooring - Hardwood

Dining Room
Lvl First

Flooring - Hardwood, French Doors

Kitchen
Lvl First

Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Dining Area, Exterior Access, Recessed Lighting, Stainless Steel Appliances, Gas Stove

Primary Bedroom
Lvl Second

Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Closet, Flooring - Wall to Wall Carpet

Bedroom 4
Lvl Third

Skylight, Ceiling Fan(s), Closet, Flooring - Wood, Half Vaulted Ceiling(s)

Bathroom 1
Lvl First

Bathroom - Half, Flooring - Stone/Ceramic Tile

Bathroom 2
Lvl Second

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet, Flooring - Stone/Ceramic Tile

Listing Provided By

Listing Agent: Amleto Mel Martocchia

Listing Office: Martocchia REALTORS®

MLS® Number: 73582281