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9 Days on market
12 Saint Paul Street #3 Cambridge — Photo 1 of 23

12 Saint Paul Street #3 Cambridge — Photo 1 of 23

$1,100,000

Investment Analysis — 12 Saint Paul Street #3

Cambridge, MA 02139

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 2-bedroom in 02139 carries an estimated $4,000/mo in gross rent — about a 2.25% cap rate and $24,697/yr in estimated NOI at the $1,100,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

2

Baths

2

SqFt

1,273

Style

Condominium

Built

1903

Sun-filled, beautifully renovated penthouse offering 2 bedrooms, 2 bathrooms, and a thoughtfully designed two-level layout in a prime Cambridge location. Skylights, abundant windows, warm natural woodwork, and custom window treatments create an inviting, light-filled home, while the efficient floor plan provides an ideal balance of open gathering space and private bedroom suites. The main living area features an open-concept living room, dining area, and elegant eat-in kitchen, complete with cherry cabinetry, granite countertops, and stainless-steel appliances. Both bedrooms are well-positioned on opposite sides of the living space, offering excellent privacy and flexibility for guests, family, or a home office. Additional conveniences include central air conditioning, in-unit laundry, three closets with custom built-ins, and dedicated basement storage. Tucked away on a quiet private way with parking, this exceptional home is just walking distance to MIT, Whole Foods, H Mart, Central Square’s restaurants, cafés, shops, and entertainment, as well as the Central Station MBTA Red Line. First Showings Open House Sunday September 13, 2026 from 1PM - 2PM

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$1,100,000
Annual Taxes$7,823
HOA Fee$330

Parking

Garage0
Off-Street1

Interior Specifications

Total Rooms6
Fireplaces1
FlooringWood, Tile, Hardwood, Stone / Slate
BasementN

Climate & Utilities

HeatingForced Air, Natural Gas, Unit Control
CoolingCentral Air, Unit Control
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
Foundation--
ZoningC-1

Property & Lot

Acres--
SqFt Lot--
Lot Features--

Amenities & Appliances

Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer • ENERGY STAR Qualified Refrigerator • ENERGY STAR Qualified Dryer • ENERGY STAR Qualified Dishwasher • ENERGY STAR Qualified Washer

Neighborhood

Public Transportation • Shopping • Park • Walk/Jog Trails • Golf • Medical Facility

Geography

Floorplan Breakdown

Structural Layout

Third
Living RoomKitchenPrimary BedroomBedroom 2Bathroom 1Bathroom 2
Fourth Floor
Family Room
Living Room
Lvl Third

14 x 19

Beamed Ceilings, Closet/Cabinets - Custom Built, Flooring - Hardwood, Cable Hookup, Open Floorplan, Recessed Lighting, Lighting - Overhead

Kitchen
Lvl Third

11 x 14

Closet, Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove

Family Room
Lvl Fourth Floor

13 x 22

Skylight, Closet, Flooring - Hardwood, Cable Hookup, Open Floorplan, Lighting - Overhead, Window Seat

Primary Bedroom
Lvl Third

12 x 13

Bathroom - Full, Walk-In Closet(s), Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood, French Doors, Cable Hookup, Lighting - Overhead

Bedroom 2
Lvl Third

8 x 9

Bathroom 1
Lvl Third

8 x 9

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Skylight, Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, French Doors, Cabinets - Upgraded, Recessed Lighting, Lighting - Sconce

Bathroom 2
Lvl Third

7 x 8

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Lighting - Sconce

Listing Provided By

Listing Agent: Justin H. Liu

Listing Office: Centre Realty Group

MLS® Number: 73572317