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6 Days on market
170 Garden Street Cambridge — Photo 1 of 39

170 Garden Street Cambridge — Photo 1 of 39

$1,695,000

Investment Analysis — 170 Garden Street

Cambridge, MA 02138 — West Cambridge

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 02138 carries an estimated $5,070/mo in gross rent — about a 2.05% cap rate and $34,820/yr in estimated NOI at the $1,695,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2.5

SqFt

1,764

Style

Single Family

Built

1932

West Cambridge. A 1932 Colonial set behind a white picket fence and a front garden, directly across from Danehy Park - with a two-car driveway, which in Cambridge is its own headline. Inside the door, a proper mudroom does the New England work of keeping dirt, snow and everything else where it belongs. The main level is the heart of this home: living and family rooms joined by wide cased openings, and a kitchen that looks straight out to the green back yard while staying connected to the room where everyone ends up. Granite counters, induction range, peninsula seating, French doors to the deck. A bright front room with a full wall of built-ins works as office, studio, playroom, or a place to relax. Half bath completes the floor. Upstairs, three bedrooms: the primary with double closets and an en-suite walk-in shower under a skylight; a hall bath with black-and-white mosaic tile, subway surround and pedestal sink; a third bedroom tucked beneath the eaves with built-in shelving. Then there is the expansive fenced-in back yard. The deck steps down to a bluestone patio ringed in cobblestone, and beyond it the ground is open and waiting: room for a garden, a long table, a lawn, for whatever comes next. Below, nearly 600 square feet of unfinished basement handles laundry, utilities, and the kind of storage Cambridge rarely offers. Fully electrified - cold-climate heat pumps throughout, heat pump water heater, induction range, EV charging - with generator backup. Deleaded, weatherized. Nearby: Huron Village, Fresh Pond, Porter Square and Harvard/Radcliffe.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 882 sq ft (the lesser of 900 sq ft or half the 1,764 sq ft principal dwelling). Lot size: 3,524 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

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Open Houses

Property Details

Financials

Original Price$1,695,000
Annual Taxes$11,418

Parking

Garage0
Off-Street2

Interior Specifications

Total Rooms7
FireplacesNone
FlooringTile, Hardwood, Flooring - Hardwood
BasementFull, Interior Entry, Sump Pump, Concrete, Unfinished

Climate & Utilities

HeatingDuctless
CoolingDuctless
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle, Rubber
FoundationOther
ZoningB

Property & Lot

Acres0.08
SqFt Lot3,524
Lot Features--

Amenities & Appliances

Electric Water Heater • Water Heater • Range • Dishwasher • Disposal • Refrigerator • Freezer

Neighborhood

Public Transportation • Shopping • Park • Golf • Bike Path • Conservation Area

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3Bathroom 1Bathroom 2
First
Bathroom 3
Main,First
Living RoomDining RoomKitchenFamily Room
Main
Office
Living Room
Lvl Main,First

15.333333333 x 11.416666666

Flooring - Hardwood, Open Floorplan, Recessed Lighting, Lighting - Overhead, Decorative Molding

Dining Room
Lvl Main,First

14.416666666 x 12.666666666

Flooring - Hardwood, French Doors, Exterior Access, Open Floorplan, Recessed Lighting, Lighting - Overhead

Kitchen
Lvl Main,First

10.916666666 x 14.166666666

Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Peninsula

Office
Lvl Main

15.083333333 x 7.25

Closet/Cabinets - Custom Built, Flooring - Hardwood, Recessed Lighting, Lighting - Pendant

Family Room
Lvl Main,First

11.916666666 x 11.333333333

Flooring - Hardwood, Open Floorplan, Recessed Lighting, Lighting - Overhead, Decorative Molding

Primary Bedroom
Lvl Second

14.166666666 x 15.5

Bathroom - Full, Flooring - Hardwood, Recessed Lighting, Closet - Double

Bedroom 2
Lvl Second

16 x 10.666666666

Bedroom 3
Lvl Second

8.333333333 x 11.416666666

Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Overhead, Half Vaulted Ceiling(s)

Bathroom 1
Lvl Second

10.583333333 x 3.666666666

Bathroom - Full, Bathroom - Tiled With Shower Stall, Skylight, Flooring - Stone/Ceramic Tile, Lighting - Sconce

Bathroom 2
Lvl Second

8.333333333 x 6.75

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Wainscoting, Lighting - Sconce, Pedestal Sink

Bathroom 3
Lvl First

Bathroom - Half

Listing Provided By

Listing Agent: Lauren Holleran Team

Listing Office: Gibson Sotheby's International Realty

MLS® Number: 73573622