3 Elm Street Oxford — Photo 1 of 33
Recent Drop: $20,000
$425,000
Investment Analysis — 3 Elm Street
Oxford, MA 01540
Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 3-bedroom in 01540 carries an estimated $2,080/mo in gross rent — about a 3.53% cap rate and $14,988/yr in estimated NOI at the $425,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2
SqFt
1,554
Style
Single Family
Built
1885
Buyer had issues so opportunity for a great location is back ...easy to show!! GREAT OPPORUNITY FOR A VA BUYER !! deceiving colonial with potential for a 10x35 family room with cathedral ceiling and skylights. It needs a pellet stove to make it cozy and usable year round. 1st floor bedroom and full bath on main level. Need an office or work station ? Great location on the first floor so you can work from home or have a craft room. Open kitchen/dining room with space for a dining room table at which to gather with friends. Second level has 2 bedrooms and full bath which is so convenient. The yard is level and private with a tree line separating you from neighbors Great patio on the side makes grilling easy and relaxing. .Minutes to the highway, yet in an established neighborhood..
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 777 sq ft (the lesser of 900 sq ft or half the 1,554 sq ft principal dwelling). Lot size: 10,890 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Water Heater • Range • Dishwasher • Refrigerator
Neighborhood
Shopping • Medical Facility • Highway Access • House of Worship • Public School
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstCeiling Fan(s), Flooring - Wood, Cable Hookup
Dining Room
Lvl FirstFlooring - Wood
Kitchen
Lvl FirstFlooring - Vinyl
Family Room
Lvl FirstSkylight, Cathedral Ceiling(s), Ceiling Fan(s)
Primary Bedroom
Lvl FirstWalk-In Closet(s), Closet
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondCloset
Bathroom 1
Lvl FirstBathroom 2
Lvl SecondProperty History
$425,000
Was $445,000
Jun 29, 2026
MLS® 73517707
$445,000
May 13, 2026
MLS® 73517707
Listing Agent: Joann Szymczak
Listing Office: RE/MAX Vision
MLS® Number: 73517707