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37 Harvard Street Quincy — Photo 1 of 29

37 Harvard Street Quincy — Photo 1 of 29

$630,000

Investment Analysis — 37 Harvard Street

Quincy, MA 02171 — Montclair

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 02171 carries an estimated $3,630/mo in gross rent — about a 3.95% cap rate and $24,888/yr in estimated NOI at the $630,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

1.5

SqFt

1,440

Style

Single Family

Built

1940

Lovingly maintained by the same family for many years, this charming colonial offers timeless character and original details throughout. Nestled in a sought-after neighborhood on a corner lot, the home showcases warmth, craftsmanship and pride of ownership. The traditional floor plan features an eat-in kitchen, a formal dining room, ideal for gatherings, a welcoming living room centered around a fireplace and hardwood floors throughout. The basement includes additional living space that was once enjoyed as a family room, providing a wonderful opportunity to make updates and personalize the space to suit your needs. A bonus sunroom enters into a spacious fenced yard offering plenty of room for outdoor enjoyment. All in close proximity to Presidents golf course, Wollaston beach, and the MBTA redline!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 720 sq ft (the lesser of 900 sq ft or half the 1,440 sq ft principal dwelling). Lot size: 5,038 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$630,000
Annual Taxes$8,218

Parking

Garage1
Off-Street2

Interior Specifications

Total Rooms6
Fireplaces1
FlooringHardwood
BasementFull, Sump Pump

Climate & Utilities

HeatingOil
CoolingOther
WaterPublic
SewerPublic Sewer

Building & Exterior

Construction--
Roof--
FoundationOther
ZoningResa

Property & Lot

Acres0.12
SqFt Lot5,038
Lot FeaturesCorner Lot

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3Bathroom 2
First
Living RoomDining RoomKitchenBathroom 1
Basement
Family Room
Living Room
Lvl First
Dining Room
Lvl First
Kitchen
Lvl First
Family Room
Lvl Basement
Primary Bedroom
Lvl Second
Bedroom 2
Lvl Second
Bedroom 3
Lvl Second
Bathroom 1
Lvl First

Bathroom - Half

Bathroom 2
Lvl Second

Bathroom - Full

Listing Provided By

Listing Agent: Melissa Mccolgan

Listing Office: Grove Property Group

MLS® Number: 73582115