
57 Roy Street Swampscott — Photo 1 of 39
$639,000
Investment Analysis — 57 Roy Street
Swampscott, MA 01907
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01907 carries an estimated $3,700/mo in gross rent — about a 4.08% cap rate and $26,076/yr in estimated NOI at the $639,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
3
SqFt
1,424
Style
Single Family
Built
1900
Welcome to 57 Roy Street! This spacious 3 bedroom, 3 full bath home offers exceptional value in the heart of Swampscott. Newly sanded original hardwood floors bring warmth and character throughout the main living spaces, including a generous living room and formal dining room. The remodeled kitchen features upgraded counter tops, a large granite center island with new appliances and convenient access to the private backyard. A full bathroom completes the first floor. Upstairs you will find 3 bedrooms with newer hardwood floors, including a primary bedroom suite with a tiled, walk in shower, large granite vanity and easy access laundry. A beautifully remodeled guest bathroom with a skylight adds natural light and depth. The 2nd floor was thoughtfully expanded several years ago, providing more space and versatility than the original layout. NEW Hot water heater and Gas Furnace. New Roof and Wood Siding. Enjoy the best of Swampscott with easy access to the commuter rail, downtown shops, restaurants and all that this vibrant seaside community has to offer. Brand new elementary school for grades K-4 and top notch Middle and High school. A fantastic opportunity and one of the best values in Swampscott!!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 712 sq ft (the lesser of 900 sq ft or half the 1,424 sq ft principal dwelling). Lot size: 4,487 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer
Neighborhood
Public Transportation • Golf • Medical Facility • House of Worship • Private School • Public School
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,FirstCloset/Cabinets - Custom Built, Flooring - Hardwood, Exterior Access, Lighting - Pendant
Dining Room
Lvl Main,FirstCloset, Flooring - Hardwood, Exterior Access, Lighting - Pendant
Kitchen
Lvl Main,FirstBathroom - Full, Closet, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Exterior Access, Recessed Lighting, Remodeled, Stainless Steel Appliances, Lighting - Pendant
Primary Bedroom
Lvl SecondBathroom - 3/4, Walk-In Closet(s), Flooring - Hardwood, Remodeled
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondCloset, Flooring - Hardwood
Bathroom 1
Lvl Main,FirstBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub, Remodeled, Pedestal Sink
Bathroom 2
Lvl SecondBathroom - Full, Bathroom - Tiled With Shower Stall, Skylight, Flooring - Stone/Ceramic Tile, Pedestal Sink, Half Vaulted Ceiling(s)
Bathroom 3
Lvl SecondBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Jacuzzi / Whirlpool Soaking Tub, Dryer Hookup - Dual, Remodeled, Washer Hookup, Pocket Door
Listing Agent: Susan Sinrich
Listing Office: Conway - Swampscott
MLS® Number: 73581049